evryhealth.com• Mar 2, 2022• 1 min read
Launch HN: Evry Health (YC W18) – Better health insurance for companiesHello Hacker News! Mark, Jay and I are the cofounders of Evry Health (https://evryhealth.com). We are a full-stack health insurance company that reduces premiums by up to 20% for companies while improving the health and wellness of their employees.People and media constantly talk about the problems in our healthcare system: prices are too high; premiums are rising faster than household income; health outcomes are lower than the rest of the developed world; mental health coverage is inadequate; and the lack of transparency and accessibility creates confusion for us all. All these are real problems, but they’re symptoms rather than root causes.We believe the root cause is that the U.S. system is rife with misaligned incentives. For example, the fee-for-service structure incentivizes overuse and volume-based billing, rather than health. Thirty-five cents of every dollar spent goes to clinical waste, unnecessary services, administrative bloat, or fraud. (We could give footnotes, but doubt
