news.ycombinator.com• Mar 16, 2026• 1 min read
Show HN: TakeHome – LLC vs. S-Corp tax calculator for solopreneursI got tired of doing rough napkin math on whether to elect S-Corp for my LLC, so I built a calculator over the weekend.Most tools I found either ignore state/city taxes, charge you for the answer, or require creating an account to see anything useful. TakeHome runs entirely in your browser (no sign-up, no analytics, no server-side storage) and updates every number in real time as you drag sliders.What it models: - LLC self-employment tax vs. S-Corp FICA on W-2 salary- QBI deduction (Section 199A) with SSTB phase-out- Solo 401(k) with SECURE 2.0 rules (traditional/Roth/split, catch-up limits by age bracket)- Self-employed health insurance deduction- S-Corp admin/compliance cost comparison- NY State income tax, franchise tax, PTET- NYC UBT (LLC), GCT (S-Corp), PIT with IT-219 creditYou can save scenarios, compare any two side by side (it shows exactly which inputs differ and the dollar impact), and run multi-dimensional "what-if" experiments.There's also an AI mode where you describe a s
