We analyze recently proposed mortgage contracts that aim to eliminate selective borrower default when the loan balance exceeds the house price (the ``underwater'' effect). We show contracts that automatically reduce the outstanding balance in the eve...
We develop a deep learning model of multi-period mortgage risk and use it to analyze an unprecedented dataset of origination and monthly performance records for over 120 million mortgages originated across the US between 1995 and 2014. Our estimators...
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hypothesis. Proceed by trying to disprove the hypotheses rather than prove them. Analyze how sensitive your conclusion is to a few critical items of evidence
Inspired by the social and economic benefits of diversity, we analyze over 9 million papers and 6 million scientists to study the relationship between research impact and five classes of diversity: ethnicity, discipline, gender, affiliation, and acad...
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Start to analyze your hardware right now! HWiNFO has available as an Installer and Portable version for Windows (32/64-bit) and Portable version for DOS.
The Bible is packed with references from start to finish. This study aims to analyze a specific branch of these references: citations. While there are several types of references, both explicit and implicit, this study focuses on the types of referen...
As complement to Class. Quantum Grav. 30 (2013) 235036 we analyze Killing initial data on characteristic Cauchy surfaces in conformally rescaled vacuum spacetimes satisfying Friedrich's conformal field equations. As an application, we derive and disc...
While piano music transcription models have shown high performance for solo piano recordings, their performance degrades when applied to ensemble recordings. This study aims to analyze the impact of different data augmentation methods on piano transc...
We use voting precinct and election data to analyze the political geography of New Hampshire and Maine. We find that the location of dividing line between Congressional districts in both states are significantly different than what we would expect, w...
We study constraints to avoid deep unrealistic minima in the next-to-minimal supersymmetric standard model. We analyze a scalar potential along directions where all of and one of the three Higgs fields develop their vacuum expectation values, and fin...
With the massive advancements in processing power, Digital Twins (DTs) have become powerful tools to monitor and analyze physical entities. However, due to the potentially very high number of Physical Systems (PSs) to be tracked and emulated, for ins...
We compute the {\it exact} equation of state of circular strings in the (2+1) dimensional de Sitter (dS) and anti de Sitter (AdS) spacetimes, and analyze its properties for the different (oscillating, contracting and expanding) strings. The string...
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Use both Excel & Sheets: Best practices Manage data Analyze data Use macros and add-ons Collaborate in Sheets Export spreadsheets Get Sheets productivity tips
Use both Excel & Sheets: Best practices Manage data Analyze data Use macros and add-ons Collaborate in Sheets Export spreadsheets Get Sheets productivity tips
Can advanced deep learning technologies be applied to analyze some ancient humanistic arts? Can deep learning technologies be directly applied to special scenes such as facial expression analysis of Terracotta Warriors? The big challenging is that th...
We analyze the problem of locating a public facility in a domain of single-peaked and single-dipped preferences when the social planner knows the type of preference (single-peaked or single-dipped) of each agent. Our main result characterizes all str...
The possibility to analyze everyday monetary transactions is limited by the scarcity of available data, as this kind of information is usually considered highly sensitive. Present econophysics models are usually employed on presumed random networks o...