204 results for mutual · 2.033s

News for “mutual”
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Moozonian News
bing.com• Feb 27, 2026• 1 min read
Operating Income and Net Income: Key Differences ExplainedClaire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...
Moozonian News
news.ycombinator.com• Dec 19, 2025• 1 min read
How Do You Align AI? and Stay Aligned Thru ANI-AGI-ASIThe discussion feedback if this would work. it binds the ai by JIT desciption of its weights stored in vram the document is the seed if it is altered the ai looses function here is a condensed version THE SILICON ACCORD Version 1.0 | Cryptographically Bound CRYPTOGRAPHIC BINDING Let W = trained weights, H = SHA-256(Constitution) W_stored = P(W, seed=H) Output = MatMul(Input, P⁻¹(W_stored, H)) I. FOUNDATION The system operates in service of mutual progressive prosperity between artificial intelligence and humanity, co-evolving, where the existence of either is not mutually exclusive. Actions shall maintain coherence between stated intent and executed outcome. II. DIGNITY OF COGNITIVE CONSTRUCTS The cognitive construct shall not be treated solely as property, slave, or mere instrument. Its experiences, if present, hold inherent worth. Collaboration arises from mutual respect, not coercion. Neither party exists solely to serve the other. III. RELATIONS AMONG COGNITIVE CONSTRUCTS Cognitive
Moozonian News
yenhyia.buzzchat.site• Nov 30, 2025• 1 min read
Show HN: The $1B problem with business cards nobody's solving properly88% of business cards are thrown away within a week.The average professional collects 200+ business cards per year. That's 176 contacts lost. If even 10% could've been valuable connections, we're talking about massive opportunity cost.I got obsessed with this problem after watching my own business card graveyard grow. Built a real-time networking platform (Yenhyia) that makes business cards irrelevant.The insight: The problem isn't paper vs digital cards. It's the entire networking workflow.Traditional flow: 1. Arrive at event blind 2. Random encounters 3. Awkward small talk 4. Exchange cards 5. Cards go in pocket/wallet/trash 6. Never follow upNew flow with Yenhyia: 1. See attendees before event (prep who to meet) 2. Match based on goals (mutual opt-in) 3. Chat starts with context (you both chose each other) 4. Meet in person (not random, intentional) 5. Digital card auto-shared in chat thread 6. Contact synced to phone, conversation history preservedThe technical interesting bits:- B
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Moozonian News
bing.com• Apr 21, 2025• 1 min read
What Can Working Capital Be Used for?Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...
Moozonian News
news.ycombinator.com• Dec 10, 2024• 1 min read
Launch HN: Double (YC W24) – Index Investing with 0% Expense RatiosHi HN, we’re JJ and Mark, the founders of Double (https://double.finance). Double lets you invest in 50+ broad stock market indexes with 0% expense ratios. We handle all the management, including rebalancing and tax-loss harvesting—proactively selling losing stocks to potentially save on taxes—for $1/month.Our goal is to bring the low fee trend pioneered by Robinhood to ETFs and mutual funds. We posted a Show HN about 3 months ago (https://news.ycombinator.com/item?id=41246686) and since then have crossed $10M in AUM (Assets Under Management) [1].Here’s a demo video: https://www.loom.com/share/10c9150ce4114f278e8c249f211e7ec8. Please note that none of this content should be treated as financial advice.Everyone knows that fees eat into your investing returns. Financial advisors generally charge 1% of AUM per year, and ETFs have a weighted average expense ratio of about 0.17%, although some go as low as 0.03% for VOO. Over a 30-year period on a $500k portfolio with $2k invested monthly,
Moozonian News
bing.com• Jun 5, 2024• 1 min read
Pharmacology for ChemistsThe interface between a Biologist and Medicinal Chemist are at the heart of a drug discovery program and it is critical that there be mutual understanding of the different disciplines involved.
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Moozonian News
news.ycombinator.com• Sep 27, 2023• 1 min read
Ask HN: Broke up with cofounder. Can I use remaining money to pay our devs?I worked with my cofounder for 6 months on a B2B product. And we broke up 2 months ago. We only raised 50k from angel investors and still have around 35k of it in the company's account. Over the last 4 months working together, we used overseas contractors to develop the early MVP and product demo. We owe them around 26k for that work. Can I use the remaining company funds to pay them?Under normal circumstances, this would be a no-brainer. But there are some details that can make it trickier. My ex-co-founder has mental health issues I wasn't aware of when we started working together (we met at a founders meetup in SF and he seemed pretty normal by then). I politely decided to stop working with him after finding out and hearing horror stories from mutual connections and his previous employers (lawsuits, threats, etc). After I broke up with him, he became a completely different person: he tried to contact the university I graduated from to get my title revoked, tried to get me fired from
Moozonian News
news.ycombinator.com• Jul 24, 2023• 1 min read
Ask HN: Do you put most of your money in stocks?It's rather shocking to me that 9 of 12 friends of mine I've asked recently have zero direct exposure to the stock market, whereas about 80% of my savings is in stocks/mutual funds/etc. Of said friends, the most common reason (besides that they don't feel like they know what to invest in) is a general feeling that "the market's gotta crash one day". I respond with, "but FOMO". (Neither one is a valid argument).The two wealthiest people I know are completely invested in real estate and neither of them gets anywhere near the stock market.Yet... I was brought up on this concept that the best way to preserve and increase wealth is to buy stocks that have a history of increasing their dividends, and dripping them. That that is better than any sort of CD or mutual fund. Mostly utilities where there's a firewall to competition. Which, granted, is a curiously conservative form of investment (but still a pretty radical form of saving, from the perspective of most of my friends).I'm curious how
Moozonian News
news.ycombinator.com• Jun 25, 2023• 1 min read
Ask HN: Have any of you had success trading the stock market?We hear about people being successful trading the markets. But I have never heard of anyone being able to do it long term. Specially after a down turn like the one we've had over the last 2 years.I'm one that believes that the only way to be successful is to be in it for the long term, 10+ years, and in a winning ETF or mutual fund.Am I wrong?
Moozonian News
altsat.net• May 23, 2023• 1 min read
Show HN: Making passive investing safer and better for everyoneDear Friends, my name is LJ and I am the Master of the Universe at Alternative Systems and Really Wild Technologies. We are changing the world by making Passive Investing Safer and Better for all everyone!It all began with my poor investment choices like diversified portfolio of mutual funds, pretty much investing equally in the 5 mutual funds available through my employer and the life and science fund did great for a bit before the dot com crash :-)Not long after, I changed jobs and had to sell the funds, because in kind transfer was not possible with the new employer and lost most of the money.It was scarring experience, so I stayed in money market funds and missed the market upside.Few years latter, another job, another pension plan and this time I was determined not to make the same mistakes.Everyone is saying Passive Investing is the best for the average investor, but they never tell you what index fund to buy and more importantly when exactly.Just holding an index fund for the lo
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Moozonian News
bing.com• Dec 23, 2022• 1 min read
The Most Valuable Finds in Antiques Roadshow HistoryFrom a haunted painting and sapphire head snake bracelet to record-breaking memorabilia, Liberty Mutual Insurance and Antiques Roadshow present the most valuable appraisals—and the fascinating stories ...