getflow.finance• Apr 12, 2023• 1 min read
Show HN: A minimalist net worth tracker for individualsHi HN,Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs.This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to find templates to help facilitate a financial tracking system of my own. Every template felt like complete overkill: portfolio tracking for shares, mortgage repayment calculators, even a kind of speedometer which moved depending on my savings rate. Clever, no doubt, but unnecessary for my purposes.After years of tinkering and refining what I truly wanted out of this spreadsheet, I realised it was to clea